All · 133Accelerators & incubators · 20VC funds & investors · 51Grants & prizes · 10Government programmes · 14Angel networks · 8Corporate VCs · 18State equity · 1Loans & guarantees · 6Funds of funds · 2Support programmes · 3
SIDF Promising Factories Initiative (soft loans)
Loan · Saudi Arabia · Active
Soft loans for up to 50% of an industrial project’s cost; 24-month grace, tenor up to 10 years.
No equity — soft loan
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SME Bank (Small and Medium Enterprise Bank)
Loan · Saudi Arabia · Active
Government SME bank; loans through partner banks, finance firms and crowdfunding.
Loan — repayable
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Social Development Bank (SDB)
Loan · Saudi Arabia · Open
Loans of SAR 50,000–500,000, repayment up to 9 years, grace period up to 12 months.
No equity — 9% administrative fee, 2% annual service fee
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Amad for Entrepreneurs (alinma bank)
Loan · Saudi Arabia · Active
Interest-free loan (qard hasan) of SAR 200,000, plus a bootcamp and a year of mentoring.
No equity — interest-free loan
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Bank AlJazira – Cultural Development Fund Guarantee Program
Loan · Saudi Arabia · Active
Bank AlJazira credit with a Cultural Development Fund guarantee of up to 90%.
No equity — bank financing
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Kafalah — SME Financing Guarantee Program
Loan · Saudi Arabia · Active
Guarantee of up to 80% of a bank loan; up to 90–95% under start-up and sector products.
No equity — loan guarantee
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Loans & guarantees elsewhere in the Gulf
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