- What
- Bank AlJazira credit with a Cultural Development Fund guarantee of up to 90%.
- Who
- New and existing cultural MSMEs headquartered in Saudi Arabia.
Checked · November 2026 · bankaljazira.com/en-us/Business/AlJaziraAmaal/K… · How we check ↗
In detail
Bank AlJazira – Cultural Development Fund Guarantee Program is a guaranteed bank financing (cultural sector) in Saudi Arabia. Financing programme of Bank AlJazira in partnership with the Cultural Development Fund for micro, small and medium cultural enterprises, new and existing: Bank AlJazira grants the credit facilities and the Cultural Development Fund guarantees up to 90% of them. Open to Saudi and foreign enterprises headquartered in the Kingdom, across 13 cultural sectors from publishing and heritage to fashion, culinary arts, architecture and design, and cultural festivals.
- Amount
- Bank credit facilities with a CDF guarantee of up to 90% · guarantee value up to 15,000,000 (currency not stated on the page)
- Terms
- No equity — bank financing; rate set by the bank's credit committee
- Eligibility
- Micro, small and medium cultural enterprises, new and existing · Saudi and foreign enterprises headquartered in the Kingdom
- Sectors
- Literature, books and publications, language and translation, libraries, heritage, museums, visual arts, fashion, culinary arts, architecture and design, cultural festivals and events
- Benefits
- Financing for setup and operation, assets, working capital and supply-chain invoices
- Status
- Active — request a call back on the programme page or call 800 244 9090 (checked November 2026)
What the source says
“Bank AlJazira, in partnership with the Cultural Fund, provides specified financing solutions for Micro, Small and Medium cultural enterprises with competitive advantages to support their expansion and growth.”
“Credit facilities granted from Bank Aljazira, and CDF provides a financial guarantee up to 90%”
“The guarantee value reaches up to 15,000,000”
“Age of the facility: All new and existing · The sectors approved by the Fund: All segments initiated, micro, small and medium segments”
“Nationality of the facility: Saudi and foreign (having headquarters in the Kingdom)”
“Literature, Books and Publications, Language and Translation, Libraries, Heritage, Natural Heritage, Archaeological and Cultural Landscapes, Museums, Visual Arts, Fashion, Culinary Arts, Architecture and Design, Cultural Festivals and Events”
Closing soon on the map
Azal Innovation Program (Doha Design District / Msheireb Properties)
Compare loans & guarantees in Saudi Arabia
| Cost | |||
|---|---|---|---|
| Bank AlJazira – Cultural Development Fund Guarantee ProgramBank AlJazira credit with a Cultural Development Fund guarantee of up to 90%. | not published | No equity | Active |
| SIDF Promising Factories Initiative (soft loans)Soft loans for up to 50% of an industrial project’s cost; 24-month grace, tenor up to 10 years. | not published | No equity | Active |
| SME Bank (Small and Medium Enterprise Bank)Government SME bank; loans through partner banks, finance firms and crowdfunding. | not published | Loan | Active |
| Social Development Bank (SDB)Loans of SAR 50,000–500,000, repayment up to 9 years, grace period up to 12 months. | SAR 50,000–500,000 | No equity | Open |
| Amad for Entrepreneurs (alinma bank)Interest-free loan (qard hasan) of SAR 200,000, plus a bootcamp and a year of mentoring. | SAR 200,000 | No equity | Active |
| Kafalah — SME Financing Guarantee ProgramGuarantee of up to 80% of a bank loan; up to 90–95% under start-up and sector products. | not published | No equity | Active |
No programmes match these filters.
Highest amount in each programme’s own “What” line. Other currencies converted for sorting only (Gulf pegs; KWD, EUR, GBP approximate).
All loans & guarantees in Saudi Arabia → · Across the Gulf →
More programmes that take no equity →
Questions founders ask
What does Bank AlJazira – Cultural Development Fund Guarantee Program offer?
Bank AlJazira credit with a Cultural Development Fund guarantee of up to 90%.
Does Bank AlJazira – Cultural Development Fund Guarantee Program take equity?
No equity — bank financing.
How do I apply?
No application form is published. Its website is the way in.
Sources
Primary source · bankaljazira.com/en-us/Business/AlJaziraAmaal/Kafala-Program/Cultural… · Checked November 2026