All · 403Accelerators & incubators · 69VC funds & investors · 132Grants & prizes · 30Government programmes · 52Angel networks · 20Corporate VCs · 45State equity · 7Loans & guarantees · 23Funds of funds · 5Support programmes · 20
Loans & guarantees in Saudi Arabia (KSA) · 6 →
SIDF Promising Factories Initiative (soft loans)
Loan · Saudi Arabia · Active
Soft loans for up to 50% of an industrial project’s cost; 24-month grace, tenor up to 10 years.
No equity — soft loan
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SME Bank (Small and Medium Enterprise Bank)
Loan · Saudi Arabia · Active
Government SME bank; loans through partner banks, finance firms and crowdfunding.
Loan — repayable
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Social Development Bank (SDB)
Loan · Saudi Arabia · Open
Loans of SAR 50,000–500,000, repayment up to 9 years, grace period up to 12 months.
No equity — 9% administrative fee, 2% annual service fee
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Amad for Entrepreneurs (alinma bank)
Loan · Saudi Arabia · Active
Interest-free loan (qard hasan) of SAR 200,000, plus a bootcamp and a year of mentoring.
No equity — interest-free loan
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Bank AlJazira – Cultural Development Fund Guarantee Program
Loan · Saudi Arabia · Active
Bank AlJazira credit with a Cultural Development Fund guarantee of up to 90%.
No equity — bank financing
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Kafalah — SME Financing Guarantee Program
Loan · Saudi Arabia · Active
Guarantee of up to 80% of a bank loan; up to 90–95% under start-up and sector products.
No equity — loan guarantee
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Loans & guarantees in the UAE · 10 →
Amplify Growth Fund
Loan · UAE · Active
Growth loans from $3M (average $10M) over 3–4 years, with a warrant component.
Loan with warrants — no equity round
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Emirates Development Bank (EDB)
Loan · UAE · Active
Up to AED 2M per startup with no assets required, tenors up to 72 months.
No equity — repayable finance
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Khalifa Fund
Loan · UAE · Active
Loans; amounts not published, vary by programme.
No equity — loan, repayable
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MBRIF
Loan · UAE · Active
Government-backed bank-loan guarantees.
No equity — loan guarantee
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Mohammed Bin Rashid Fund for SME (The Fund)
Loan · UAE · Open
Interest-free SME loans up to AED 1M; credit loans up to AED 3M via partner banks.
No equity — loan, repayable; at least 20% own contribution
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Ruwad — Sharjah Foundation to Support Pioneering Entrepreneurs
Loan · UAE · Active
Interest-free loans up to AED 400,000; bank Murabaha financing up to AED 2M.
No equity — interest-free loan
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Stride Ventures
Loan · UAE · Active
Venture debt averaging $4M, repayable over 6 to 18 months.
Loan — repayable, 6 to 18 months
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Partners for Growth (PFG)
Loan · UAE · Active
Growth debt and asset-backed lending to tech companies.
Loan — repayable
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Ruya Partners
Loan · UAE · Active
Private credit for mid-market companies in MENA.
Loan — private credit, repayable
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Tenami Capital
Loan · UAE · Active
Revenue-based growth capital for founder-led tech companies, from DIFC Dubai.
Capped return, bought back from revenue
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Loans & guarantees in Qatar · 2 →
QDB Credit Guarantee Program (formerly Al-Dhameen)
Loan · Qatar · Open
QDB partial guarantee on bank financing, typically up to 50% (70% for small tickets).
No equity — loan guarantee
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QDB Direct Financing (Initial Working Capital)
Loan · Qatar · Open
QDB direct loans: up to 60% of project cost, 15 years incl. up to 3 years grace.
Loan — return rate up to 5%
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Loans & guarantees in Kuwait · 2 →
Industrial Bank of Kuwait
Loan · Kuwait · Active
Medium and long-term industrial and SME loan financing; amount varies by project.
No equity — concessional loan, repayable
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National Fund — SME Financing
Loan · Kuwait · Open
Government loan up to KD 400,000, covering up to 80% of project capital.
Loan — interest-free, one-time 2% fee; partners add 20%+
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Loans & guarantees in Oman · 1 →
Oman Development Bank
Loan · Oman · Active
Short- and long-term development loans up to OMR 500,000 at 3% interest.
Loan — repayable
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Loans & guarantees in Bahrain · 2 →
Riyadat - Women Business Finance Scheme
Loan · Bahrain · Open
Sharia-compliant financing up to BHD 1M; up to 50% profit-rate subsidy; tenor up to 7 years.
No equity — Sharia-compliant debt
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SME Fund (Bahrain)
Loan · Bahrain · Active
Sharia-compliant SME financing; amount set case by case.
No equity — Sharia-compliant debt
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Loans & guarantees by country
All 23 loans & guarantees across the six countries on one map — with the other 380 programmes a filter away.
Open the map →