- What
- Loan guarantees and programme support for SMEs.
Checked · October 2026 · monshaat.gov.sa/en · How we check ↗
In detail
Monsha'at is a government authority in Saudi Arabia. SME authority of Saudi Arabia. Licenses the incubator and accelerator ecosystem — its SIAN network counts 200+ licensed entities (incubators, accelerators, co-working spaces and related parties). Runs Thakaa innovation centres with the two-month Pioneers programme, the Biban forum and Tomoh for fast-growing SMEs; financing access via the Financing Gateway and the separate Kafalah guarantee programme (debt guarantee, via banks).
- Amount
- Loan guarantees + programme support
- Services
- Financing Gateway
- Kafalah loan guarantees
- Thakaa innovation center
- Mazaya platform
- Status
- Active
What the source says
“SIAN is a national gathering of business incubators, accelerators, co-working spaces, and all parties related or interested in creating the entrepreneurship ecosystem in the Kingdom. [...] 200+ Licensed Entity”
“Specialized centers in emerging technologies aimed at being the primary destination for entrepreneurs and small and medium enterprise owners interested in innovation and technology.”
“An intensive program offered over two months to empower innovative startups and outstanding existing enterprises through direct guidance and performance evaluation by experts.”
“Supporting the growth of fast-growing SMEs in the Kingdom”
“cybersecurity, Internet of Things, and technology in general”
“The center's facilities and equipment can be used free of charge.”
Closing soon on the map
No published deadline in the next 30 days · All published deadlines →
Compare government programmes in Saudi Arabia
| Cost | |||
|---|---|---|---|
| Monsha'atLoan guarantees and programme support for SMEs. | not published | Not published | Active |
| CMA FinTech Lab (ExPermit)Regulatory permission to test products live; no funding provided. | not published | No equity | Open |
| KAUST UniversityR&D grants (NextEra), TAQADAM non-dilutive funding up to $140K, KIV equity $100K–$700K. | $100K–$700K | Equity or convertible note | Open |
| MCIT — Ministry of CommunicationsAccess to CODE programmes: Tech Founders, incubation and CODE Nine 66. | not published | Not published | Active |
| MISA — Ministry of InvestmentInvestor registration, entrepreneur registration and RHQ programme access. | not published | No equity | Active |
| Premium Residency — Entrepreneur TrackResidency for founders with a round of SAR 400K+ (20% share) or SAR 15M+ (10% share). | not published | No equity | Active |
| SAMA FinTech SandboxRegulatory permission to test fintech and insurtech products. | not published | No equity | Active |
| SHIFT Innovation Center RiyadhInnovation hub with the Digi X-Lab data and AI facility. | not published | No equity | Active |
| Cloud Computing SEZCST-supervised zone: onboarding support and incentives for data centres nationwide. | not published | No equity | Active |
| Cybersecurity Accelerator (National Cybersecurity Authority)Government accelerator for cybersecurity startups; financial support is a goal. | not published | Not published | Closed |
| MEWAMentorship, access to funding and technical assistance. | not published | Not published | Closed |
| PIF Startup EcosystemNot a direct-application fund — invests in funds rather than startups. | not published | Indirect | Active |
| SDAIASaudi AI authority; runs the GAIA generative AI accelerator. | not published | Not published | Active |
| Tourism Development Fund (TDF)Tourism fund: MSME loans via partner banks and lenders, plus a non-financial accelerator. | not published | Loans | Active |
No programmes match these filters.
Highest amount in each programme’s own “What” line. Other currencies converted for sorting only (Gulf pegs; KWD, EUR, GBP approximate).
All government programmes in Saudi Arabia → · Across the Gulf →
Questions founders ask
What does Monsha'at offer?
Loan guarantees and programme support for SMEs.
How do I apply?
No application form is published. Its website is the way in.
Sources
Primary source · monshaat.gov.sa/en · LinkedIn · linkedin.com/company/monshaatsa · Checked October 2026