The map·Saudi Arabia·Government programmes

CMA FinTech Lab (ExPermit)

Capital Market Authority FinTech Lab — an experimental environment granting FinTech ExPermits to test capital-market products.

What
Regulatory permission to test products live; no funding provided.
Who
Capital markets, WealthTech and investment platform companies.
Cost
No equity — service or permission
From abroad
Open to companies from abroad — Applicant, including foreign companies, must establish a legal entity in the Kingdom (Saudi Arabia) to commence the FinTech activity All programmes open to founders from abroad →
Status
Active

Checked · September 2026 · cma.gov.sa/en/Market/fintech/Pages/default.aspx · How we check ↗

Apply →Website ↗On the map →

In detail

CMA FinTech Lab (ExPermit) is a regulatory sandbox in Saudi Arabia. Capital Market Authority FinTech Lab — an experimental environment granting FinTech ExPermits to test capital-market products. Open to local and international firms; applications year-round, processed in review rounds. Hard gate: the product must relate to securities activities regulated by the CMA and be at an advanced development stage.

Amount
Regulatory permission to test
Eligibility
Capital markets, WealthTech, investment platforms
Sectors
WealthTech, Investment Tech, Capital Markets
Status
Active

What the source says

“the applicant - Including foreign companies- must establish the legal entity in the Kingdom to start commencing the FinTech activity.”

cma.gov.sa/en/Market/Documents/FAQ_EN.pdf · seen September 2026

Closing soon on the map

Cultural Development Fund (CDF)

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29 Sep 2026closes

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Equity via SAFE, capped at 5%
4 Oct 2026closes

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Equity — 1.5% deferred SAFE-style stake
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All published deadlines →

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All government programmes in Saudi Arabia →  ·  Across the Gulf →

More programmes that take no equity →

Sources

Primary source · cma.gov.sa/en/Market/fintech/Pages/default.aspx · LinkedIn · linkedin.com/company/capital-market-authority · Checked September 2026

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