- What
- Government loan up to KD 400,000, covering up to 80% of project capital.
- Who
- Kuwaiti citizens aged 21 and over, working full-time on the project.
- Cost
- Loan — partners contribute at least 20%
- Status
- Open · taking applications
nationalfund.gov.kw/en · How we check ↗
In detail
National Fund — SME Financing is a government loan / equity in Kuwait. Kuwait's flagship SME financier — funds up to KD 400,000 and up to 80% of project capital, provided the project capital does not exceed KD 500,000. The partners contribute at least 20%.
- Amount
- Up to KD 400,000 · up to 80% of project capital (project capital max KD 500,000)
- Terms
- Partners contribute at least 20% of the project
- Eligibility
- Kuwaiti citizens, at least 21 years old, working full-time on the project · project capital max KD 500,000
- Sectors
- All production, services, commercial, artisan and professional projects — real estate and stock trading excluded
- Benefits
- Up to 80% project financing · Training
- Status
- Open
What the source says
“the project capital shall not exceed 500 thousand Kuwaiti dinar”
nationalfund.gov.kw/en/faq · seen September 2026
“The minimum contribution of the partners is 20%.”
nationalfund.gov.kw/en/faq · seen September 2026
“Funding up to KD 400,000/- and 80% provided the project capital does not exceed KD 500,000/-”
nationalfund.gov.kw/en/faq · seen September 2026
Closing soon on the map
Cultural Development Fund (CDF)
Grant · Saudi Arabia
Up to SAR 500,000 non-repayable per project, capped at 20 projects total.
No equity — grant
29 Sep 2026closes
Finspire
Accelerator · Saudi Arabia
SAR 100,000 development funding, earmarked rather than paid as cash.
Equity via SAFE, capped at 5%
4 Oct 2026closes
QSTP Incubation
Accelerator · Qatar
In-kind support: Doha workspace and housing for a four-week Sprint, talent and investor access.
Equity — 1.5% deferred SAFE-style stake
1 Nov 2026closes
More loans & guarantees in Kuwait
Industrial Bank of Kuwait
Loan · Kuwait
Medium and long-term industrial and SME loan financing; amount varies by project.
No equity — concessional loan, repayable
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Sources
Primary source · nationalfund.gov.kw/en · LinkedIn · linkedin.com/company/thenationalfund