- What
- Regulatory permission to test products live; no funding provided.
- Who
- FinTech, payments and digital banking startups.
- Cost
- No equity — service or permission
- From abroad
- A company in Oman is required — Foreign company must obtain a Commercial Registration in Oman in order to apply All programmes open to founders from abroad →
- Status
- Active
Checked · September 2026 · cbo.gov.om · How we check ↗
In detail
Central Bank of Oman — FinTech is a regulatory framework + sandbox in Oman. CBO FinTech Framework and Roadmap 2023. Regulatory sandbox for FinTech innovation. ITHCA collaboration.
- Amount
- Regulatory permission to test
- Eligibility
- FinTech, payments, digital banking startups
- Sectors
- FinTech, Payments, Digital Banking
- Status
- Active
What the source says
“A foreign company that is not based in Oman and does not have any activities here must therefore obtain a Commercial Registration in order to apply to the FRS.”
“Fintech Regulatory Sandbox (FRS) refers to live testing of new products or services in a controlled and test regulatory environment for which regulators may (or may not) permit certain regulatory relaxations for the limited purpose of testing.”
“The initiative cultivates advanced and innovative products, services and business models in the domestic financial services industry, and in turn contributing to enhancing financial inclusion, increasing financial depth and generating economic growth.”
Closing soon on the map
Cultural Development Fund (CDF)
Finspire
QSTP Incubation
More government programmes in Oman
Duqm Free Zone
Future Fund Oman
Riyada — ASMED
Knowledge Oasis Muscat
More programmes that take no equity →
Sources
Primary source · cbo.gov.om · LinkedIn · linkedin.com/company/central-bank-of-oman · Checked September 2026