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CBUAE FinTech Sandbox

Central Bank of the UAE regulatory sandbox (Sandbox Conditions Regulation) — co-sandboxing with ADGM and DIFC.

What you get
Regulatory permission to test fintech products
No cash amount published
Cost
No equity
service or permission
Status
Active
Type
Government programme
UAE
What
Regulatory permission to test fintech products.
Who
UAE-based startups or established companies in any sector, and financial free zone firms.

centralbank.ae/en/our-operations/fintech-digita… · How we check ↗

In detail

CBUAE FinTech Sandbox is a regulatory sandbox in the UAE. Central Bank of the UAE regulatory sandbox (Sandbox Conditions Regulation) — co-sandboxing with ADGM and DIFC. Licenses payments, stored value and payment tokens.

Amount
Regulatory permission to test
Eligibility
UAE-based start-ups or established UAE-based companies in any sector, and financial free zone companies
Sectors
FinTech, Payments, Digital Banking, Payment Tokens
Status
Active

What the source says

“Sandbox Conditions Regulation C 6/2023 Effective from 15/4/2024”

“The Central Bank of the UAE has signed two separate MOUs with ADGM and DIFC to introduce a co-sandbox programme to enable FinTech companies to test their innovative solutions under the existing sandbox programme.”

“Retail Payment Services And Card Schemes”

“Stored Value Facilities (SVF) Regulation”

“Payment Token Services”

“UAE based start-ups or established UAE based companies in any sector, whether or not they are currently regulated by a regulatory authority different from the Central Bank; or financial free zone companies”

Closing soon on the map

No published deadline in the next 30 days · All published deadlines →

Compare government programmes in the UAE

Cost
CBUAE FinTech SandboxRegulatory permission to test fintech products.not publishedNo equityActive
Dubai Future FoundationProgramme support and co-creation opportunities.not publishedNot publishedClosed
Masdar City Free Zone100% foreign ownership free-zone setup.not publishedNo equityActive
twofour54Licence-fee waivers and production-rebate access.not publishedNo equityActive
UAE Golden Visa — Entrepreneur5-year renewable residency for entrepreneurs with a qualifying project.not publishedNo equityActive
ADGMA RegLab regulatory sandbox; not a funding programme.not publishedNo equityActive
ADIOProject-dependent incentive packages.not publishedEquity possibleActive
Artificial Intelligence and Data Authority (UAE)National data, AI and digital-government body; not a funder.not publishedNot publishedActive
DIFCFinancial free zone with its own regulator, courts and flexible structures; not a funder.not publishedNo equityActive
DisruptAD (ADQ)ADQ venture platform managing the AED 535M Ventures Fund (Ghadan 21).not publishedEquityActive

Highest amount in each programme’s own “What” line. Other currencies converted for sorting only (Gulf pegs; KWD, EUR, GBP approximate).

All government programmes in the UAE →  ·  Across the Gulf →

More programmes that take no equity →

Questions founders ask

What does CBUAE FinTech Sandbox offer?

Regulatory permission to test fintech products.

Does CBUAE FinTech Sandbox take equity?

No equity — service or permission.

How do I apply?

No application form is published. Its website is the way in.

Sources

Primary source · centralbank.ae/en/our-operations/fintech-digital-transformation · LinkedIn · linkedin.com/company/central-bank-of-the-uae