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CBK Digital Banking Guidelines

Central Bank of Kuwait guidelines setting the requirements for establishing digital banks, issued in February 2022.

What you get
Licensing guidelines for digital banks (since 2022)
No cash amount published
Cost
Not published
Status
Closed
Type
Government programme
Kuwait
What
Licensing guidelines for digital banks (since 2022).

Checked · October 2026 · cbk.gov.kw/en/cbk-news/announcements-and-press… · How we check ↗

In detail

CBK Digital Banking Guidelines is a licensing framework in Kuwait. Central Bank of Kuwait guidelines setting the requirements for establishing digital banks, issued in February 2022.

Amount
Not published
Eligibility
Not published
Sectors
Digital banking
Status
Guidelines issued February 2022; the first application window closed 30 June 2022

What the source says

“the Central Bank of Kuwait (CBK) has issued guidelines specifying requirements for establishing digital banks.”

“The CBK will receive and collect all completed application forms and documents as of the date of issue of the guidelines until 30-6-2022.”

“drive innovation in the areas of Artificial Intelligence, Digitalization, Information Security, Financial Technology (FinTech), and Supervisory and Regulatory Technology (SupTech/RegTech).”

“is instrumental in transforming creative ideas into tangible solutions by providing access to resources, fostering a culture of experimentation, promoting interdisciplinary collaboration, and contributing to the broader innovation ecosystem.”

“requests for testing products and services that have already been developed and are ready for implementation in the banking sector.”

Closing soon on the map

No published deadline in the next 30 days · All published deadlines →

Compare government programmes in Kuwait

Cost
CBK Digital Banking GuidelinesLicensing guidelines for digital banks (since 2022).not publishedNot publishedClosed
CBK Wolooj Innovation HubR&D programme support for fintech innovation projects.not publishedNo equityActive
CBK Wolooj Regulatory SandboxRegulatory permission to test fintech products live; no funding provided.not publishedNo equityActive
KDIPAUp to 100% foreign ownership and up to a 10-year tax holiday for investors.not publishedNo equityActive
CMA FinTech Unit (Module 19)Regulatory permission to operate as a securities crowdfunding platform or fintech.not publishedNo equityActive
Kuwait Investment Authority (KIA)Manages sovereign capital; not a direct-application funder.not publishedNot publishedActive
Ministry of Commerce & IndustryCompany setup fees.not publishedNo equityActive
NTECKWD 100M (~$350M) capital deployed via government-backed VC and projects.not publishedNot publishedActive

Highest amount in each programme’s own “What” line. Other currencies converted for sorting only (Gulf pegs; KWD, EUR, GBP approximate).

All government programmes in Kuwait →  ·  Across the Gulf →

Questions founders ask

What does CBK Digital Banking Guidelines offer?

Licensing guidelines for digital banks (since 2022).

Is it open now?

No — it is currently closed. The status on this page follows the programme’s own site.

How do I apply?

No application form is published. Its website is the way in.

Sources

Primary source · cbk.gov.kw/en/cbk-news/announcements-and-press-releases/press-release… · LinkedIn · linkedin.com/company/cbkkw · Checked October 2026